New York homeowners could get an automatic foreclosure pause

New York homeowners facing foreclosure would not need to win a separate court order to keep the property from being sold while they appeal. The proposal would automatically stay enforcement of a judgment of foreclosure and sale once the defendant files a notice of appeal.

That pause would last until the appeal is decided or dismissed. The act would take effect immediately.

A built-in pause, not a separate fight

The practical shift is simple: the auction cannot outrun the appeal. That gives borrowers more breathing room to challenge the judgment before the home changes hands.

The bill also leaves room for a defendant to waive the stay expressly, so the protection is automatic but not forced on someone who does not want it.